Sub Categories

Display:
Sort By:

Webinar Series

|

Innovation, Productivity and Challenges in the Digital Era: Asia and Beyond

|

Jan 2023

The Supply and Demand for Data Privacy: Evidence from Mobile Apps

Huan TANG, Bo BIAN, Xinchen MA
This paper investigates how consumers and investors react to the standardized disclosure of data privacy practices. Since December 2020, Apple has required all apps to disclose their data collection practices by filling out privacy “nutrition” labels that are standardized and easy to read. We we...
Keywords: Privacy labels, App Tracking Transparency policy, Data protection, Mobile apps, Product markets, Eve
  • View
  • Download
  • Bookmark
  •    |   

Webinar Series

|

Innovation, Productivity and Challenges in the Digital Era: Asia and Beyond

|

Dec 2022

Crowdsourcing Peer Information to Change Spending Behavior

Michael WEBER, Francesco DACUNTO, Alberto G. ROSSI
We isolate and quantify the information channel of peer effects using a unique consumption setting that by construction excludes any scope for common shocks or social pressure—a transaction-level panel dataset of spending paired with crowdsourced information about the spending of anonymous “peer...
Keywords: Social Learning, Beliefs and Expectations, FinTech, Robo-advising, Social Finance, Information Econo
  • View
  • Download
  • Bookmark
  •    |   

Webinar Series

|

Innovation, Productivity and Challenges in the Digital Era: Asia and Beyond

|

Nov 2022

RegTech

Ben CHAROENWONG, Alan KWAN, Zachary T. KOWALESKI, Andrew G. SUTHERLAND
Compliance-driven investments in technology—or “RegTech”—have grown rapidly in recent years. To understand these investments, we study how financial institutions respond to new internal control requirements. First, we show that affected firms make significant investments in enterprise resour...
Keywords: RegTech, FinTech, technology adoption, financial regulation, compliance, internal controls, compleme
  • View
  • Download
  • Bookmark
  •    |   

Webinar Series

|

Innovation, Productivity and Challenges in the Digital Era: Asia and Beyond

|

Oct 2022

Why Are Small Businesses Slow to Adopt Profitable Opportunities?

Sean HIGGINS , Paul J. GERTLER, Ulrike MALMENDIER, Waldo OJEDA
Why are small businesses often slow to adopt new profitable opportunities, even in the absence of informational frictions, fixed costs, or misaligned incentives? We explore three potential mechanisms: present bias, memory, and trust in other firms. In partnership with a financial technology (FinTech...
  • View
  • Download
  • Bookmark
  •    |   

Webinar Series

|

Innovation, Productivity and Challenges in the Digital Era: Asia and Beyond

|

Sep 2022

Data Privacy and Digital Demand

Wei XIONG, Long CHEN, Yadong HUANG, Shumiao OUYANG
We combine survey and behavioral data to analyze consumers’ data-sharing choices in a realistic setting in which they exchange personal data for digital services. We find that respondents with stronger privacy concerns authorize more, rather than less, data sharing, confirming the data privacy par...
  • View
  • Download
  • Bookmark
  •    |